Insurance
Our optional international insurance packages provide peace of mind in case of medical emergencies, accidents and theft during your language course trip abroad. In the booking form of your language course you can indicate whether you wish to contract insurance. Contrary to some other travel insurance options, these packages provide very extensive coverage for costs up to 1 million EUR.
You can choose between an insurance package with or without cancellation insurance. The cancellation insurance will also cover any cancellation expenses in case you fail an exam at your university and cannot attend the language course because of having to repeat an exam.
INSURANCE PACKAGES
Insurance package 1 (without cancellation insurance):
Travel Health/Accident & Baggage and Third Party Liability.
price
There is a 50% supplement on this rate for people of 40 years of age or older.
Insurance package 2 (including cancellation insurance):
Only available for European students.
Travel Health/Accident & Baggage and Third Party Liability & Cancellation
price
Cost of insurance package 1 plus following additional costs for cancellations:
| Costs of course/accommodation contracted with us | Insurance rate |
|---|---|
| Up to | 31,30€ |
| 501€-1000€ | 46,00€ |
| 1001€-3000€ | 68,10€ |
| 3001€-6000€ | 92,00€ |
| 6001€-9000€ | 165,60€ |
| >9001€ | 277,90€ |
Insurance package 3
Travel Health/Accident & Baggage and Third Party Liability.
Required for non Europeans traveling outside Europe.
This insurance is valid worldwide except in your country of usual residence.
price
US$ 30.24 per week (US$ 4,32 per day) for travelling periods up to 150 days or US$ 41.08 per week for longer periods.
A supplement rate for people of 40 years of age or older will apply.
COVERAGES
Main coverages for insurance packages 1 & 2:
Travel Health/Accident
| Hospitalization abroad | 1.000.000€ |
| Medical costs abroad other than hospitalization | 1.000.000€ |
| Repatriation of policy holder to their home country | Costs are covered |
| Travel tickets for 1-2 of the policy holder’s family members in the event of extended hospitalization. | |
| Early return of the policy holder in the event of hospitalization or death of a family member | One-way ticket (economy) for trips < 5 months Return ticket (economy) for trips > 5 months |
| Search & rescue costs | |
| Permanent disability benefit | |
| Legal assistance abroad | 3.000€ |
These are the most important coverages. For the full list of coverages refer to terms of travel insurance .
Baggage
| Baggage loss, theft or damage | Max. |
| Baggage delayed over 24h | Max. |
Third Party Liability
(covering unintentional damage you may do to others or their property)
(covering unintentional damage you may do to others or their property)
| Private civil liability abroad | Maximum physical injury liability: Maximum property liability: Legal assistance included |
Cancellation
Cancellations for the following reasons:
| Coverage of costs up to max. of total costs of your insured trip. |
| Curtailment Refund of the unused land-based services in the event of a medical repatriation or an early return | Up to max. 75% costs of your insured trip. |
For further details please refer to the terms of travel insurance and the terms of the cancellation insurance.
COVERAGES
Main coverages for insurance package 3:
| Transportation expenses | |
| Ambulance expenses | Unlimited |
| Medical evacuation assistance | Unlimited |
| Repatriation of remains | Unlimited |
| Cost of lodging | |
| Emergency Return Transportation to Participant's Home | |
| Travel expenses accident /life-threatening illness parent | Unlimited |
| Emergency medical reunion in case of hospitalization of the insured | + 3 days US$ 2,000 / + 7 days US$ 4,000 |
| Baggage & Personal Effects Benefit | US$ 3,000 |
| Maximum compensation per item | US$ 500 |
| Maximum compensation for "theft prone" property | US$ 1,000 |
For further details please refer to the terms of travel insurance.
